Cornerstone Insurance Agency Blog
Work-related accidents might happen anytime, anywhere, to anyone. Every employee must be knowledgeable of existing help in case of injuries occur. Worker's compensation is one aid to consider.
What is Workers Compensation?
Worker’s compensation is what an employer and an employee agreed upon regarding the wage replacement and specific benefits that the employee will receive in case work-related accidents happen.
Workers compensation covers cash, medical, social security and death benefits but these may vary depending on what was agreed upon by both parties.
Benefits of Worker’s Compensation
Tips To Claim Workers Compensation
To help claim the worker’s compensation, an employee must:
1. Report Injuries Immediately
An injured worker must immediately report what happened to the supervisor to start processing compensation if applicable. If marks of injuries heal, it would be difficult to prove that an accident has taken place.
2. File Claims Properly
Documentation is indeed significant to serve as evidence of injury and report made. Both the worker and the employer complete necessary documents.
3. Secure Own File Journal
Personal file journal is equally significant to serve as a reference. This could help check for possible inconsistencies with employer's records.
4. Seek Medical Care As Soon As Possible
Findings from a medical examination serve as substantial evidence that harm has taken place. These are also excellent proofs to show when the injury has taken place.
Although a worker’s career is a significant part of his/her life, every employee must still prioritize his/her health. Everybody deserves to work in a safe environment and to receive benefits if accidents aren't entirely avoided.
Prevent high costs from work-related injuries by getting worker’s compensation insurance. At Cornerstone Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (888) 661-8831 or Click Here to request a free quote.
10/24/2019 03:14:26 pm
Thank you for the helpful information that you must immediately report what happened to a supervisor. Two weeks ago my dad was injured at work, which is now causing him neck pain, and there hasn't been any movement with workers comp. We'll have to find a law office that specializes in this.
3/19/2020 04:40:11 pm
My husband just got into an accident whilst working on his company's construction site. That's why I am determined to help him file for a worker's compensation. I'm glad you've shared this; we'll make sure to prepare the proper documentation of the injury evidence and the necessary report.
2/16/2021 12:24:09 am
You made a good point when you shared that it is important for the injured worker to immediately report what happened to the superior in order for the processing compensation to start. Besides, proper documentation is needed to serve as evidence of injury and a report made. I would like to think if a healthcare facility encounters a situation where the worker compensation claim is unsuccessful, it should hire a reliable service to help with its situation.
6/4/2021 10:28:25 am
Thanks for clarifying that the medical bill coverage will vary depending on what is agreed. I kind of wish that wasn't the case but it makes sense. Every workers compensation case is different so they not everything will be covered in one case when it was covered in another.
6/22/2021 01:07:14 pm
My brother has been thinking about filing a worker's compensation claim because his business isn't paying him for the accident. He would really like to get some help from a professional in order to make sure that he can get the right compensation for his accident. It was interesting to learn about how it can cover necessary medical care depending on the agreement.
Thanks for pointing out that worker's compensation benefits include medical benefits. As you said, it may cover injury or illnesses for the worker until they recover. I can imagine how helpful this would be if there are natural disasters that might affect you while at work or when you get sick due to working too hard. Hopefully, workers hire a lawyer when this happens to fully get the compensation they deserve.
11/11/2021 12:08:31 am
If you believe you have a wrongful death claim, your can talk to wrongful death lawyer montgomery to know your options.
3/7/2022 07:54:55 am
Thank you for explaining that you should report your injury immediately. My friend was injured while working in her job's warehouse over the weekend. I'll be sure to pass this advice to her so that this can all be handled the right way.
Leave a Reply.
Connect With Us
Share This Page
Cornerstone Insurance Agency
214-11 Northern Boulevard
Bayside, NY 11361
Click Here to Email Us
Website by InsuranceSplash