Cornerstone Insurance Agency
  • Home
  • Quotes
    • Commercial Lines >
      • Business Insurance Quote
      • Commercial Auto Quote
      • Commercial Umbrella Insurance Quote
      • Insurance Bond Quote
      • Inland & Ocean Marine Quote
      • Group Benefits Insurance Quote
      • Real Estate Insurance Quote
      • Workers Compensation Quote
      • Vacant Building and Builders Risk Quote
    • Professional Lines >
      • Cyber Liability Quote
      • Disability Insurance Quote
      • Directors and Officers Insurance Quote
      • Employment Practices Liability Quote
      • Error & Omissions Quote
    • Personal Lines >
      • Home Insurance Quote
      • Renters Insurance Quote
      • Landlords Insurance Quote
      • Flood Insurance Quote
      • Auto Insurance Quote
      • Boat Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Life & Health Lines >
      • Health Insurance Quote
      • Dental Insurance Quote
      • Vision Insurance Quote
      • Medicare Supplement Coverage Quote
      • Life Insurance Quote
    • Other Quotes >
      • Special Event Insurance Quote
  • Insurance
    • Commercial Lines >
      • Umbrella Insurance
      • Business Insurance
      • Group Benefits
      • Workers Compensation
      • Insurance Bonds
      • Real Estate Insurance
    • Professional Lines >
      • Cyber Insurance
      • Employment Practices Liability
      • Disability Insurance
      • Professional Liability Insurance
    • Personal Lines >
      • Home Insurance
      • Renters Insurance
      • Landlords Insurance
      • Flood Insurance
      • Auto Insurance
      • Boat Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • LIfe & Health Lines >
      • Health Insurance
      • Dental Insurance
      • Vision Insurance
      • Medicare Supplement Coverage
      • Life Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Commercial Lines >
      • Business Insurance Quote
      • Commercial Auto Quote
      • Commercial Umbrella Insurance Quote
      • Insurance Bond Quote
      • Inland & Ocean Marine Quote
      • Group Benefits Insurance Quote
      • Real Estate Insurance Quote
      • Workers Compensation Quote
      • Vacant Building and Builders Risk Quote
    • Professional Lines >
      • Cyber Liability Quote
      • Disability Insurance Quote
      • Directors and Officers Insurance Quote
      • Employment Practices Liability Quote
      • Error & Omissions Quote
    • Personal Lines >
      • Home Insurance Quote
      • Renters Insurance Quote
      • Landlords Insurance Quote
      • Flood Insurance Quote
      • Auto Insurance Quote
      • Boat Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Life & Health Lines >
      • Health Insurance Quote
      • Dental Insurance Quote
      • Vision Insurance Quote
      • Medicare Supplement Coverage Quote
      • Life Insurance Quote
    • Other Quotes >
      • Special Event Insurance Quote
  • Insurance
    • Commercial Lines >
      • Umbrella Insurance
      • Business Insurance
      • Group Benefits
      • Workers Compensation
      • Insurance Bonds
      • Real Estate Insurance
    • Professional Lines >
      • Cyber Insurance
      • Employment Practices Liability
      • Disability Insurance
      • Professional Liability Insurance
    • Personal Lines >
      • Home Insurance
      • Renters Insurance
      • Landlords Insurance
      • Flood Insurance
      • Auto Insurance
      • Boat Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • LIfe & Health Lines >
      • Health Insurance
      • Dental Insurance
      • Vision Insurance
      • Medicare Supplement Coverage
      • Life Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • News
  • Contact

Cornerstone Insurance Agency Blog

Worker’s Compensation: Helpful Tips To Ensure Claim is Honored

8/27/2018

8 Comments

 
Picture
​Work-related accidents might happen anytime, anywhere, to anyone. Every employee must be knowledgeable of existing help in case of injuries occur. Worker's compensation is one aid to consider.
​What is Workers Compensation?
Worker’s compensation is what an employer and an employee agreed upon regarding the wage replacement and specific benefits that the employee will receive in case work-related accidents happen. 

Workers compensation covers cash, medical, social security and death benefits but these may vary depending on what was agreed upon by both parties.

Benefits of Worker’s Compensation
  • Cash Benefits
    Cash benefits are not provided unless the employee who has been affected is unable to work for more than seven days. Computation of what to receive depends on the average wage earned in the previous year.
  • Medical Benefits
    Necessary medical care related to the injury or illness is provided to the affected worker until recovery.  Coverage may vary depending on the agreement.
  • Social Security Benefits
    These could be given to employees who become permanently disabled or become affected by an illness that will last for not less than a year.
  • Death Benefits
    If a worker passed away due to a compensable injury, authorized beneficiaries are provided with cash benefits that are computed based on the wages of the deceased the year before the accident.

Tips To Claim Workers Compensation
To help claim the worker’s compensation, an employee must:

1. Report Injuries Immediately
An injured worker must immediately report what happened to the supervisor to start processing compensation if applicable. If marks of injuries heal, it would be difficult to prove that an accident has taken place.

2. File Claims Properly
Documentation is indeed significant to serve as evidence of injury and report made. Both the worker and the employer complete necessary documents.

3. Secure Own File Journal
Personal file journal is equally significant to serve as a reference. This could help check for possible inconsistencies with employer's records.

4. Seek Medical Care As Soon As Possible
Findings from a medical examination serve as substantial evidence that harm has taken place. These are also excellent proofs to show when the injury has taken place.

Wrapping-Up
Although a worker’s career is a significant part of his/her life, every employee must still prioritize his/her health. Everybody deserves to work in a safe environment and to receive benefits if accidents aren't entirely avoided. 

Prevent high costs from work-related injuries by getting worker’s compensation insurance. At Cornerstone Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (888) 661-8831 or Click Here to request a free quote.
8 Comments
David Johnson link
10/24/2019 03:14:26 pm

Thank you for the helpful information that you must immediately report what happened to a supervisor. Two weeks ago my dad was injured at work, which is now causing him neck pain, and there hasn't been any movement with workers comp. We'll have to find a law office that specializes in this.

Reply
rachel frampton link
3/19/2020 04:40:11 pm

My husband just got into an accident whilst working on his company's construction site. That's why I am determined to help him file for a worker's compensation. I'm glad you've shared this; we'll make sure to prepare the proper documentation of the injury evidence and the necessary report.

Reply
Taylor Hicken link
2/16/2021 12:24:09 am

You made a good point when you shared that it is important for the injured worker to immediately report what happened to the superior in order for the processing compensation to start. Besides, proper documentation is needed to serve as evidence of injury and a report made. I would like to think if a healthcare facility encounters a situation where the worker compensation claim is unsuccessful, it should hire a reliable service to help with its situation.

Reply
Chris Pederson link
6/4/2021 10:28:25 am

Thanks for clarifying that the medical bill coverage will vary depending on what is agreed. I kind of wish that wasn't the case but it makes sense. Every workers compensation case is different so they not everything will be covered in one case when it was covered in another.

Reply
Adam Golightly link
6/22/2021 01:07:14 pm

My brother has been thinking about filing a worker's compensation claim because his business isn't paying him for the accident. He would really like to get some help from a professional in order to make sure that he can get the right compensation for his accident. It was interesting to learn about how it can cover necessary medical care depending on the agreement.

Reply
Mia Evans link
7/30/2021 05:35:19 pm

Thanks for pointing out that worker's compensation benefits include medical benefits. As you said, it may cover injury or illnesses for the worker until they recover. I can imagine how helpful this would be if there are natural disasters that might affect you while at work or when you get sick due to working too hard. Hopefully, workers hire a lawyer when this happens to fully get the compensation they deserve.

Reply
wrongful death lawyer montgomery link
11/11/2021 12:08:31 am

If you believe you have a wrongful death claim, your can talk to wrongful death lawyer montgomery to know your options.

Reply
Olivia Smart link
3/7/2022 07:54:55 am

Thank you for explaining that you should report your injury immediately. My friend was injured while working in her job's warehouse over the weekend. I'll be sure to pass this advice to her so that this can all be handled the right way.

Reply



Leave a Reply.

    Contact Us

    (888) 661-8831​
    214-11 Northern Boulevard
    Suite 202
    Bayside, NY 11361​
    Click Here to Email Us

    Archives

    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017

    Categories

    All
    Auto Insurance
    Business Insurance
    Disability Insurance
    FAQs
    Financial
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Motivation
    Safety
    Workers Compensation Insurance

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Cornerstone Insurance Agency​
214-11 Northern Boulevard
Suite 202
Bayside, NY 11361
(888) 661-8831
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash