Cornerstone Insurance Agency Blog |
Every business must be covered by comprehensive business insurance. But if your policy is years old or you have not updated your business' coverage since you purchased it, then you must do it now. A lot has happened in the business industry, and many changes are inevitable with the current business environment. Updated business insurance will make sure that you're always protected. Determine Any Change In Employees
Consider updating your business insurance coverage, whether you've hired more staff or you had to go of employees. You must provide a revised workers' compensation and liability insurance for your employees. And if you have more than 50 workers working full time, you must provide health services and other employee benefits. Are There Changes In Business Vehicles? New vehicles or more vehicles added to your fleet come with a corresponding commercial policy which provides coverage for vehicles used for business purposes. A standard auto insurance policy may not cover your vehicles and employees in case of an accident. Are You Offering New Products Or Services? Have you offered new products lately? Are you offering other services that are far from your original plan? If you say yes to any of these, then you must update your old business insurance policy. A new policy can protect you from any concerns regarding your new products or new services that you are offering. Have Your Assets Changed? If you have purchased new assets, equipment, materials, technology, land, etc., you must ensure that they are part of your coverage. If you are taking more risks in your business, you should consult a qualified insurance representative to find the best coverage for you. Is Your Business Thriving Or Not? Business insurance is also updated according to the valuation of your business or company's worth. It also considers revenue that you are making or you're not making. You may even be up for savings or low premium rates. Only a reputable insurance agency can help you evaluate your business to get the ideal insurance coverage. Consider regular updates of your business insurance. You don’t want to be left without coverage for your business. At Cornerstone Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (888) 661-8831. You can also request a free quote by CLICKING HERE.
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