Cornerstone Insurance Agency Blog
When you first got your car, you promised yourself that you’d take care of it no matter what. But as we know, some things happen when you least expect it. One day, you find yourself driving to work, and the next thing you hear is a loud crash - you hit something.
What You Should Do
Around 6.7 million car accidents happen in the US every year. To be involved in one can be both stressful and worrisome. Being prepared by knowing how to deal with this situation can save you from all the dilemmas. We all hope it doesn’t happen to us, but this article can guide you on what to do next in case it does.
Keep Your Composure and Identify If Someone Is Hurt
Remain calm. It’s not easy, but it will help you think straight and figure what to do next. Check yourself for injuries. Check your passenger or the driver of the other vehicle and make sure they’re not in danger. If necessary, call 911.
Get Out of the Way and Assess the Damage on Both Vehicles
Clear the roadway as quickly as possible. If the incident happens at night, turning on your car’s hazard lights can help alert approaching vehicles. After ensuring that no one is hurt, it’s time to check for both vehicles’ damages. It would be better to take photos and try as much as you can to recall precisely how the incident took place.
Get Help and Talk to the Driver
In most cases, having the accident reported to law enforcement is necessary. It would also help you gather the documentation needed for insurance purposes.
Car accidents are best handled if one can calmly speak with the other and exchange contact information with them. After all, no one wanted to be in that situation. Make sure you note down the law enforcement’s details as well.
File an Insurance Claim
You must understand the steps in filing an insurance claim after a car incident. Talk to your agent and decide what’s the best way to go about it.
Not knowing what might happen in the future is the best reason why getting your car insured is necessary. It may seem like too much to handle in the beginning, but you’ll never know when it can save you from distress.
At Cornerstone Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (888) 661-8831. You can also request a free quote by CLICKING HERE.