Cornerstone Insurance Agency Blog
Spring is the season of new beginnings. But for people who live in some parts of the United States with extreme weather such as thunderstorms and tornadoes, spring means preparation, bracing their properties and their lives for dangers that lie ahead. If you live in these areas, it's essential always to remain informed and to prepare for the worst.
With Homeowner’s Insurance Coverage
Insurance coverage varies from one type of policy to another, but usually, there are four kinds of coverage found in traditional homeowners' insurance.
Most standard policies offer coverage for natural calamities, but it's still essential to ensure your home and your family's safety in any disaster. Remember the following:
If Not Covered By Homeowner’s Insurance
Homeowner's insurance does not cover some extreme weather conditions, and one of these is flooding. It's essential to support your current homeowner's insurance by adding flood insurance coverage from the NFIP or National Flood Insurance Program.
This is also similar to damage brought about by hurricanes. Homeowners who are in hurricane-prone areas usually need to supplement their homeowner's insurance with additional endorsements to secure hurricane damage coverage.
If you live in a flood and hurricane-prone area, make an inventory of your property. In case of flooding or damage due to hurricanes, you can use this inventory to get a claim from your insurance company. Other severe natural threats that are not covered by general homeowners' insurance are landslides, earthquakes, and sinkholes.
At Cornerstone Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 661-8831. Get your free quote today by CLICKING HERE.