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Cornerstone Insurance Agency Blog

How To Look For Auto Insurance For A New Vehicle?

6/1/2020

13 Comments

 
Picture
​Above anything else, your new vehicle needs new car insurance. It has to be the best insurance to fit the type of vehicle you have. Don’t always go for the first insurance product you find. Always take your time and compare your options so you can find coverage that will reduce financial risks and keep your new car safe.  
Choosing The Right Kind Of Coverage
If your new vehicle is a loan, you need to select a policy that covers most types of auto insurance. This will significantly reduce the risks of your new investment.
  • Comprehensive Insurance
    This will protect your vehicle from unavoidable damage from situations like storms, floods, and theft. 
  • Collision Insurance 
    This is a type of coverage that will protect your brand new car when it collides with other vehicles or a structure. 
  • Liability Auto Insurance
    You must meet minimum state requirements provided for liability insurance, but getting more coverage must be considered for improved protection.
  • Underinsured Or Uninsured Motorist Insurance  
    This will reduce your risks if an uninsured or underinsured person causes any damage to your vehicle. 
  • Gap insurance
    This will cover any situation when you need to cover more than what your new car is worth during the incident. Gap insurance is the best choice for new vehicles because its value usually falls after a year or two. 

Consider The Following When Shopping For Auto Insurance
When comparing different policies, the coverage amount must be able to cover your new car’s value. The more protection, the better. If you already have auto insurance and you want to add your new vehicle to this existing policy, then you may do so. This may lower the cost of auto insurance instead of having a separate insurance premium.

If your car has unique features, you should get coverage for these. Additional coverage will protect these features, especially when these are high-end features like customized car stereo systems, upholstered seats, and interiors, custom lighting, etc. 

Having a new car is indeed exciting and fun, but it's always better to drive safely and worry-free with the right new auto car insurance that always has your back.

At Cornerstone Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 661-8831 or Click Here to request a free quote.
13 Comments
Miller Law Group link
7/17/2020 06:12:10 am

Informative post, I appreciate your presentation of concept, it is really easy to understand and follow the tips to make the choice of right one.

Reply
Taylor Hicken link
4/27/2021 10:26:59 pm

I appreciated it when you shared that it is important to get auto insurance that provides a coverage amount to cover your new car’s value. My sister just mentioned the other day that she is thinking of buying a new car as her old one is no longer well. I will suggest to her getting auto insurance that can cover the value of her new vehicle from a reliable provider.

Reply
Braden Bills link
6/30/2021 05:58:01 am

I want to make sure that I get the right insurance for my new car. It makes sense that I would want to consider the different kinds of insurance that I could get for a vehicle. That way, I can ensure that it's covered in the ways that I need it to be.

Reply
Beverly Minyard link
7/27/2021 09:49:46 am

I like that you said to not just go with the first insurance you find. My wife loves doing that, just going with whatever she finds first. I will definitely be shopping around to find the best insurance for her new car.

Reply
Charlotte Fleet link
8/4/2021 12:33:31 pm

My younger brother just got a new car for his 16th birthday and he needs to find the best auto insurance for it. I like how you mentioned the importance of choosing insurance that is able to cover the value of your new car. I will share this tip with my brother and parents so that they can find the right insurance for the value of his car.

Reply
kate hansen link
9/29/2021 12:08:30 pm

It's good to know that the insurance should cover the value of your new car. My sister recently got a new car. I'll make sure to pass these tips along to her as she searches for an insurance provider.

Reply
Olivia Smart link
10/19/2021 08:12:20 am

Thank you for explaining comprehensive insurance. My brother is looking to get some new insurance on his car. I'll be sure to recommend this for him so that he is covered for unexpected and unavoidable damages.

Reply
John Carston link
11/3/2021 11:20:38 pm

It helped when you mentioned that you can added different coverage of insurance if you already have auto insurance. My uncle mentioned to me last night that he is planning to have auto insurance for his new vehicle and asked if I have any idea what is the best option to consider. Thanks to this informative article and I'll be sure to tell him that it will be much better if he consults a trusted auto insurance company as they can answer all his inquiries and will provide the service he needs.

Reply
Braden Bills link
1/4/2022 06:40:55 am

I want to make sure that my new car is properly insured. It makes sense that I would want to get a professional to help me out with this. That seems like a good way to ensure that I get the right insurance plan.

Reply
Kristofer Van Wagner link
2/15/2022 09:26:52 pm

I am in complete agreement that it is encouraged for us to choose the right auto insurance as it helps to ensure that we get the right coverage and premium. My sister shared that she needed to renew her auto insurance. I will definitely be more mindful in choosing the right provider.

Reply
Eli Richardson link
3/8/2022 12:32:01 pm

It was very helpful when you talked about getting an insurance policy for a brand new car! In a few weeks, my wife and I would like to purchase a car. We want to start exploring our insurance options before we invest in a car, so we'll be sure to start comparing plans! Thanks for the insight on how to make sure our auto insurance plan covers all of our needs!

Reply
Mia Evans link
4/6/2022 02:42:19 am

I like that you talked about comprehensive coverage wherein it can protect your vehicle from damages from unexpected issues such as storms, floods, and theft. I can imagine it would be important for companies to get one like that from commercial vehicle insurance agencies to protect them from using other funds they have that are not for that aspect. It will definitely give the owner peace of mind that they will no also get bankrupt in the future because of such situations.

Reply
Daisy James link
2/13/2023 11:41:15 am

It's good to know that you can be protected from collisions when you get collision coverage. My younger sister got her very first car last week, and she talked to me on the hone about how she wants to make sure she gets the right insurance coverage for it. I'll pass these tips along to her so she can know more about the different options for auto insurance.

Reply



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