How Much Does Replacing Car Keys Costs?

​Replacing lost car keys was more straightforward when you can quickly go to a hardware store or the car dealership. The key fob technology advanced to protect cars from thieves but made it harder for owners to replace their keys. Here’s an idea of how much it costs to replace your car keys, with some affordable options: 

Remote Keys
Remote keys or electronic key fobs are commonly used on most modern cars. Replacing it typically ranges from $50 to $100. You can get less expensive keyfobs at online shops or a locksmith. Since it requires programming, some car dealerships may offer free or at least half-hour labor costs. Car manuals and online resources also provide instructions to do this. 

Transponder Keys
Transponder keys were a sophisticated answer to the security lapses of traditional car keys in the 1990s. Besides opening car doors, these keys are also programmed to start the engine. A replacement for the lost transponder key and fob costs around $235. You might be able to get it for less from a locksmith.

Laser-Cut Keys
It is also called sidewinder keys for its remarkable winding cuts, and it is thicker than standard keys and costlier to manufacture. Owners can also use it with a transponder chip. Replacing laser-cut keys costs around $150 to $250. 

Switchblade Keys
Like switchblades, these keys fold into their fob when not in use and pop out on a button press. Replacing the entire set costs around $200 to $300. But if only the shank stopped working, you can change it separately for approximately $70. 

Smart Keys
Keyless Entry Remotes, or “Smart Keys” as coined by Mercedes Benz, uses impressive technology to live up to its name. You can insert it in the dash or keep it in your pocket if you own a newer model. The key then emits a randomized code the car recognizes and starts the engine on the press of a button. Replacing it costs up to $200 and can quickly go over $500 for luxury cars. 

Conclusion
Although some replacement costs for lost car keys can fit within budget, some can still be expensive. Additionally, it can be stressful and even more costly if you need the replacements right away. Besides keeping a spare key, you can also check your auto insurance coverage for lost or stolen keys.  

At Cornerstone Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 661-8831. Get your free quote today by CLICKING HERE.