Cornerstone Insurance Agency Blog
Human resource managers believe that workers need compensation for injury during the job. HR managers don’t worry at all about negligence lawsuits. However, worker’s compensation can cost your business a lot. Thus, here are some tips that can help HR managers take full advantage of worker’s compensation insurance.
Report All Claims to the Insurer
As soon as an injured employee delays submitting an injury report to the insurer, that will reduce the chances of getting compensation. Make sure that you report the injury to the injury right away. You should also avoid delays in trying to obtain necessary medical records. Also, get as much information as you can along with the medical release signed by the claimant.
Train Your Supervisors
Make sure your supervisors have the necessary skills in managing and processing your worker’s compensation claim. This should help your supervisors handle similar cases in the future. This should also train supervisors about determining whether the claims are valid or not. Supervisors also need to know how to avoid accidents in the workplace.
Investigate Injuries at the Right Time While Keeping Records
All injuries need attention and investigation. Look into them as soon as they happen, and secure the scene of the accident. Get as much information as possible by taking pictures as well as any convincing evidence. You can also get legal advice from a personal injury lawyer before making any difficult decisions. Don't dismiss claims as invalid right away, or you could face a lawsuit.
Make Sure All Parties Know the Details
Ensure that all concerned parties know all the details about the worker's compensation process. They should also know all about their rights and potential benefits. The status of their claims should also be apparent to them at any point that they should inquire about it. Gather as much information as you can while communicating with pertinent people and obtaining as much relevant data as you can.
Formulate a Return-To-Work Plan
Formulate a program that can minimize lost-time claims as much as you can. This can make the injured workers, as well as the others, feel that you value them. While working with the doctor or the police, make sure that you know the conditions that led to the injury. You should also know how long they can recuperate before coming back to work.
Some Last Words
The best solution to any problem associated with worker’s compensation is to avoid accidents in the workplace. HR managers should regularly train managers, supervisors, and employees all prevention tips to avoid all types of accidents. Get your company’s worker’s compensation insurance now to protect your employees and your business as well.
At Cornerstone Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 661-8831 or Click Here to request a free quote.