Guidelines To Claim Auto Insurance During Disaster Or Calamity

​The COVID 19 crisis has affected our emotional condition, our source of income, and our health. We all know that nature inevitably hits its limit, and natural disasters such as earthquakes, typhoons, and wildfires will occur. Not only are our lives at stake, but also our lifelong, hard-earned belongings may put us on financial losses. 

Protect Yourself From a Financial Crisis
Auto insurance is a policy between you and the provider that protects you financially from accidents or theft. The insurance agent agrees to cover the policy's losses in exchange for you paying a premium.

Auto Insurance Covers the Following Items:

1. Assets - Damage to or theft of your car is an example.
2. Liability - Moral obligation to someone in the event of physical harm or property loss.
3. Health - the cost of treating accidents, rehabilitation, and missed income, as well as burial costs.

Steps to Claim Car Damages Due to Natural Disaster

• Auto owners should be aware of the steps to settle a claim with their insurance provider.
• Knowing which number to call is the first step in time to report the damage to your vehicle.
• You may try to find the number on your policy plan or insurance website.
• You should always store proofs such as pictures and videos of your damaged auto.
• Once the motor insurer sends a surveyor, you have to make sure that all information is available.
• It is readily available to assess your vehicle quickly.
• After the survey, you may send your car to a repair shop.
• Submit all the forms required for the claim to your auto insurance company.
• The surveyor's report will be submitted promptly and will advise if your claim is approved or disapproved.
• If a claim is approved, they will immediately pay your bill to an in-network garage.
• If your vehicle has to be repaired for non-network garage coverage, you must pay for the repair. After that, you may bill and file a refund claim.
• Your provider insurance will get you paid after verifying the submission of your claim.

At Cornerstone Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (888) 661-8831. You can also request a free quote by CLICKING HERE.