Cornerstone Insurance Agency Blog
If you are familiar with insurance plans, you know that everything in that coverage is connotated with an asterisk. The exclusions, terms, and conditions, which are frequently in fine print and packed with jargon, are written alongside what is covered in big, bold letters. Your auto insurance policy is the same.
Understanding the connected conditions is even more difficult if the coverage is a complete or bundled plan, which includes both own damages and third-party liability insurance. Let's examine the principal exclusions in your auto insurance coverage. These are files that authorities will look for during the investigation.
Working for yourself and starting your own business is a terrific way to earn additional money from home. But it can be challenging to come up with a terrific idea! There are no barriers to launching a side business for a high school, college, or university student in terms of law, money, or knowledge.
School and university require numerous hours, but if you are prepared and make the most of your time, you will have plenty of time to study and manage your startup.
The major obstacles to starting a new business have been eliminated due to the internet's democratization of knowledge and financial access. Here are some of the best side businesses for students:
Homeowners insurance protects your home and personal goods from covered risks such as fire, home invasions, and weather-related damage. Additional buildings on your property, such as guesthouses, are also covered by your policy.
The additional structures coverage portion of homeowners insurance covers buildings, not parts of your primary residence, such as homestays, sheds, separate garages, and gazebos.
You'll need landlord insurance if you rent out the guest house to protect the building's structure and any personal goods that may be present. Your insurance may also be impacted if you have relatives, such as in-laws or grandparents, who reside permanently in the guest house.
Here are some of the perks of getting Guest House Insurance:
No matter what goods or services you offer, just opening your doors each day to customers exposes you to a host of liability concerns. In your store, a client could trip and fall. One of your staff may unintentionally harm a client's residence or place of business. You could be sued for defamation if you disparage another company in your advertisements.
Numerous circumstances could result in a liability claim being made against your company. Additionally, suppose you are found to be at fault. In that case, the payout from a lawsuit might cost your business tens of thousands or millions of dollars, not to mention the reputational harm to your company. Here are some of the things that your business insurance might exclude from your plan:
A good business logo is important and gives the first impression of your business. It represents quality and ownership and is the first one that communicates with people, giving uniqueness to the business. It also can be used in your business cards, presentation, and many other things to promote the business.
Asking for a ride is common nowadays. The problem is that it's hard to say no to people who are asking for a ride. How can one say no to the person asking for a ride? How can you say it without them getting offended? This guide will teach various ways or methods of saying no to the person asking for a ride.
Employees face a lot of unexpected pressure when they get injured at work. Including the hospital bills and doctor's appointments, their boss is pressuring them to get back to work. Many of them cooperate, thinking that their boss will fire them if they don’t. But they don't have the right to fire an employee who got injured at work.
Home Warranty and Home Insurance help homeowners save money for high repair expenses, but how can one know the difference? Learn the difference between the two by reading the guide below.
Auto insurance may protect you in case of an accident with your vehicle. It may help pay for medical expenses, property damage, and other types of damages related to your car. This type of insurance also comes in many varieties and is priced monthly.
The importance of auto insurance and the fundamentals you should understand before purchasing a policy are covered in this article.
Angry employees are difficult to deal with in any business. Not only are they more likely to have detrimental attitudes, but they can also be liabilities to the companies.