Cornerstone Insurance Agency Blog
Having auto insurance is one way to avoid hassle when you get involved in an accident. Owners can claim for disaster-damaged cars caused by floods or fires as well. Depending on the claim, it usually takes 2 or more months, but you can make the process easier by knowing what to do.
What to do when making a claim after a car crash
When you are involved in an automobile accident, there are some actions you may want to take to ensure everyone's safety, follow the law, and begin the insurance claim process.
Here are the things that you can do:
Check for injuries or damages after a disaster
For disasters, check the damages and mechanical parts of your car. These will let you know the cost of damage and help you decide what coverage you need. Take pictures to document damages to the vehicle or injuries.
Notify your insurance company
You must provide the location, time and date, names, and damages. Make a report immediately for the start of the process and avoid discredited claims. Request a company adjuster to assess damages. You can file a claim with your agent via phone or on the company website.
Get medical treatment
Ask for medical assistance for passengers and other drivers' driver injuries. Keep every receipt so you can present them upon claiming Medical Payments Coverage or Personal Injury Protection (PIP).
Prepare documents and file for an insurance claim
Common paperwork needed for the insurance claiming process:
Check the evaluation of the insurance adjuster and company settlement check
For your safety, check for the adjuster's identification upon arrival, then let them know the details. You can request the company send an additional damage report or call the state department of insurance if you can't agree with your insurance company.
Remember. your responsibility and also your rights during the insurance claiming process. Also, put your safety first after any accident or disaster. Take photos to document everything, so you decide and request the coverage that you need. It's always best to be prepared for this situation and get your car back on the road immediately.
At Cornerstone Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. You can get more information about our products and services by calling our agency at (888) 661-8831. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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Cornerstone Insurance Agency
214-11 Northern Boulevard
Bayside, NY 11361
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