Auto Insurance: 5 Frequently Asked Questions

​Insurance may seem like just a part of the package when you have a car, but it's more than that. Auto insurance is a responsibility, especially with several factors that could affect your coverage and its rates. So once a year, it's good to set up a meeting with your insurance agent and look over what you have.

Nonetheless, to help you, here are 5 Auto Insurance FAQs that you need to know:

1. What kind of insurance do you need?
   Most states require insurance or proof of financial obligation, and in many cases, require bodily injury and liability damage. So be sure to research your state's insurance requirements and assess how they work.
   
   
2. When traveling, is your car insured?
   If you plan on renting a car for your travels, most car insurance policies provide some forms of safety measures for rentals. So check on what your insurance covers under renting and traveling before considering the rental company's insurance. 
   
   
3. What are usage-based car trackers for?
   Through usage-based car trackers, you can get credit for just driving safely. Several car insurance firms provide GPS trackers that record your movement and provide you with a discount if you drive responsibly. So try asking your agent if these programs are available since we all try to drive safely after all. 
   
   
4. Does my insurance cover non-traffic-related damages?
   Is the state you’re in prone to hurricanes and tornadoes? Or remote, rocky areas? Having comprehensive coverage in your insurance is crucial for you. It covers damages from vandalism to weather-related damages. 
   
   
5. Are there services for your needs?
   The first thing to understand about auto insurance is recognizing the service for your needs. Your insurance company has assistance that ranges from towing services to rental reimbursement. Thus, it's best to explore these services from your company since it is readily available for you.

Conclusion
When your car is involved in any type of accident, you naturally want to be reassured that you are completely covered and financially protected. By researching how auto insurance functions, you can ensure that you have the proper support for it.

At Cornerstone Insurance Company, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 661-8831. Get your free quote today by CLICKING HERE.