Cornerstone Insurance Agency Blog
Protecting your home and possessions from fire, theft, natural disasters, and other unforeseeable events can be an expense, but it doesn't have to be difficult.
Your home insurance policy covers more than just damage due to fires; in fact, your policy may provide coverage for six unusual things you didn't even know were included!
Here you will discover the unexpected and unusual things covered by standard home insurance policies.
Your home insurance policy might cover the liability you incur when your dog bites someone, and you might be covered if you're sued.
Damage from Planes and Cars
If a plane crashes on your property or a car careens into your house, you should be able to file a claim with your home insurance company.
You may also want to check if you're covered for damage caused by satellites or tornadoes.
Of course, most claims like these will involve sky-high costs, but there's no reason not to make sure that your insurance covers these situations.
No, it's not something from a Bruce Willis movie—it's just an increasingly rare occurrence. If a meteorite were to strike your house, you'd likely be able to file a claim against your home insurance policy.
It's true: if sewage backs up in your plumbing and it can't flow out of your home through drains, you are covered under some policies.
It may even be covered if sewage freezes within your home. Talk to your insurance agent about any specific concerns with coverage or reimbursement.
Damage by Wild Animals
In a general liability policy, you can get coverage for damage to your property caused by wild animals such as bears or mountain lions.
Accidents That Happened When You Were Not Home
Most insurance companies will reimburse you for your home-related expenses if they happen while you're away from home.
If you don't want to be left wondering if your claim will be accepted or whether your insurer will provide enough money to cover a replacement cost, it is always a good idea to check what your policy covers.
At Cornerstone Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (888) 661-8831. You can also request a free quote by CLICKING HERE. Coverage discussed in this article is not guaranteed. Please contact our agents today to ensure that your needs are being met and learn more about your policy. We are happy to help!