Cornerstone Insurance Agency Blog
Accidents happen even in the workplace. Anything can go wrong at any time. This is why you must consider updating your immediate injury response plans. You may not be able to predict an accident, but you can prepare for it with improved procedures.
Stay In Control – Have Updated Procedures In Place
Show you're in control. Create or update existing procedures on immediate injury response. Make these procedures known by regular or transitional employees. Everyone must understand and abide by these procedures at all times.
Report Claims ASAP
Most states provide a deadline for reporting claims, so report any claims ASAP. When you report early, your company's claims department can start medical care as well as an investigation of the incident. Payments can also be processed in a timely manner and thus may prevent penalties.
Immediate Medical Care Is A Collective Effort
Consider that providing immediate medical care is everyone's job. Your employees and managers must create a report at once, while medical personnel like your company nurse can start coordinating medical care.
Always go for the best and the most qualified medical professionals and providers to get the best control over your workers' medical needs. Elect a medical advisor to review the best medical insurance and worker's compensation providers in your area.
Educate Your Employees About Updated Procedures
Everyone must be aware of what to do and what to expect when dealing with incidents and injuries. Provide employees with a brochure for immediate injury response, and supervisors must have complete documents in hand to prepare reports and make claims.
Create A “First Day Call Procedure”
In case of any injury in or offsite, your employees must know what number to call for first day reporting. Inform employees what to include in their first-day call report and who to call. If a severe injury happens at work, contact your worker's family or emergency contact as soon as possible.
Prepare your updated, immediate injury procedure with care. Consult professionals for guidance on what to include, what to consider in your new procedures. Update your contact information as well; make sure that phone numbers and emails of involved departments are available to your employees.
At Cornerstone Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 661-8831 or Click Here to request a free quote.