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 Workers’ Compensation premium helps workers obtain income loss assistance when they get ill or injured at work. It’s also beneficial for the family members of the employee who has experienced a work-related mishap. The insurance covers employees (permanent and temporary workers) except independent contractors. As a worker, it’s necessary for you to consult your attorney to be aware of how your employer should treat you concerning the right premium that you should obtain. Here are the essential types of work-related losses that a worker like you must keep in mind concerning your Workers’ Compensation Plan: Repetitive Motion Injuries
Most workers use their wrists, hands, and forearms to do their daily activities at work. Repetitive motions can develop an injury over time such as typing or lifting heavy objects. One of the most common injuries that fall under this category is chronic back pain. Due to the demand of the job, if an employee suffers illness or injury, a lawsuit can be submitted against the employer. The premium should cover your medical treatment and weekly compensation benefits. Occupational Illnesses If your workplace will expose you to harmful chemicals that can affect your health, it’s necessary for your employer to provide you with the appropriate protection. Workers’ Comp plan should cover industrial injuries. Other health issues that should be part of the benefits are hearing loss due to noise exposure at work, asthma caused by hazardous substances, and many other diseases brought by several factors in the workplace. Emotional / Mental Stress Injuries This type of injury requires further investigation to qualify in the premium, but workers’ compensation insurance now covers it. Job-related stress can result in heart problems and cancers. To be entitled to the benefits, you must have encountered a sudden or traumatic experience while at the workplace, for example, caught in the middle of the fire in the office that caused you to develop stress-related mental issues. Injuries Not Qualified for Workers’ Comp
One More Thing Before You Go Each year, many workers get injured or acquire medical issues while at work. As a worker, it is essential for you to secure your future by buying a Workers’ Compensation plan for peace of mind. At Cornerstone Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 661-8831. Get your free quote today by CLICKING HERE.
7 Comments
9/1/2020 10:10:28 am
Thanks for explaining that it's common for workers to develop chronic back pain due to repetitive motions they perform. My brother started working in a warehouse earlier this year and has been struggling with back pain the last few times I've seen him. I'll have to give him a call and let him know it could be beneficial to discuss his situation with a workers comp lawyer soon! 2/21/2021 08:12:16 pm
I do agree that it is common for employees to develop chronic backaches due to the long working hours and limited movements. The other day my sister-in-law shared that she sustained a slip disk when she was trying to move boxes at work and she has since attended rehab to rehabilitate her back. After reading your post, I think I will recommend her to look into workers compensation services to determine what the company owes her for the injury. 3/10/2021 12:31:19 pm
I'm glad you explained why it's important for employers to provide protection in harmful workplaces, such as those with chemicals. In my opinion, it's a good idea for companies with occupational hazards to work closely with an insurance provider and ensure the protection measures they provide are adequate. This will help avoid issues for the company in the event that a workers' compensation claim does arise. 5/6/2021 09:11:16 pm
I appreciated it when you shared that a lawsuit can be submitted against the employer if an employee suffers illness or motion injury. My friend just mentioned the other day that she is worried about her sister who is dealing with motion injuries at her workplace which has caused her to stop working. I will suggest to her looking for a reliable lawyer who can help with her situation so she can get workers compensation claims. 12/14/2021 02:09:04 am
It’s great that you mentioned that this type of injury requires further investigation to qualify in the premium, but workers’ compensation insurance now covers it. A friend of mine had an accident at his workplace, and I’m worried about his family’s economy. He thinks they might fire him to avoid having to pay compensation, so I think he should get the help of an attorney. That’s why I’ll be sure to share this article with my friend about how to know it’s time to call a worker’s compensation lawyer. Thanks for helping me understand that emotional and mental stress injuries are also included in worker's compensation coverages. As you mentioned, job-related stress can actually result in heart issues and even cancers that is why one is entitled to benefits of it. I can imagine how helpful it would be to have a professional assist you in filing for this kind of claim for this category, since this sounds very new to our ears because we are used to physical injuries only. 3/25/2022 06:49:07 am
My friend got sick from being exposed to chemicals at his work. It makes sense that he might want to get a workers' compensation lawyer to help ensure that he's compensated. That seems like a good way to ensure that he gets the money he needs. Leave a Reply. |
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